Everything you need to know
about residential lending
When you’re running a business, there’s nothing better than loyal customers. If you approach your investment property as if it were a business and provide good customer service, you’ll keep your tenants happy and save yourself a lot of hassles down the track.
A small renovation can add value to your home when you’re planning to sell.
Choosing a real estate agent is not just about commissions and costs. Here are some other things to consider: local knowledge, reputation and experience.
When a house is passed in at auction, you’re in the box seat for negotiating if you’re the highest bidder.
Want to cut the clutter in your home? Whether you’re due for a clean-out, need to make space, moving or downsizing, or preparing to sell your home, decluttering can bring both a clear space and a clear mind. Here are some ways to help you cull with confidence.
Open houses give potential buyers (and nosy neighbours) the chance to inspect your house. When done well, they show off the best attributes of your property and allow people to imagine themselves living there. Here are some expert tips for preparing your house for public display.
Most Australians are familiar with the housing affordability issue, and getting into the property market is especially difficult if you have debt. We find seven simple ways to manage your debt, putting you in a better position to get a home loan with a competitive interest rate.
It’s known as a ‘lazy tax’: the extra money we pay because we can’t be bothered shopping around. But it’s a tax that can be avoided. Your broker might be able to find you a better deal on your home loan and potentially save thousands of dollars over the life of your loan.
How have property prices fared over the last 12 months? Which way is the market headed? Here, we take a quick look at the current state of the market.
It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why.
Buying property off the plan is exciting as it means you get to own a brand-new home, but make sure you know what’s involved. Start by asking these five questions.
Whether you’re a first home buyer or looking to purchase your next property, the 2017-18 Federal Budget handed down by Treasurer Scott Morrison on 9 May should, overall, give you reason to smile.
Thinking about buying an investment property and making some money from short-term holiday rentals rather than long-term tenants? Here are some of the pros and cons
When you buy property with other people, there are different types of ownership arrangements available. Be aware that each one has different legal and financial implications.
Home ownership can seem like a maze of jargon and regulations, but it is possible to get a home loan and buy property, even if you’re new to Australia. Discover the steps you need to take so the great Australian dream can come true for you.
Will refinancing your home loan get you a better deal? We look at some of the ways you could use refinancing to save.
Seven ways you can make the most of a small kitchen space.
Some houses are naturally dark, which can affect their general appeal. Here are some clever tricks to let the light in and brighten up the dullest of homes.
If you want to build equity and pay off your mortgage quickly, it’s worth considering an offset loan. It could save you thousands in mortgage repayments over the life of your loan.
How to avoid overcapitalising on your property.
Insulation is an effective way to keep your home cool in summer and warm in winter, while helping you to save on energy bills. And it’s not just about what you put in the roof.
Considering a built-in home audio system? Here’s how to navigate the choices and what to watch out for.
Here’s a quick guide to the different types of loans you might come across when you’re buying an investment property.
We all know the advantages of living close to transport, but what about when it’s just too close for comfort? Here are some top tips for living on a main road.
Should you renovate your home while expecting a new baby? Only you can decide, but here are some things to consider before you get out the toolbox.
With options ranging from decorative to high-security, find out how to make the right choice when fencing your property.
Restumping your house doesn’t have to be a nightmare. Find a good contractor and you’re halfway to ensuring a smooth operation.
Attract better tenants for hassle-free renting. Here’s our easy guide to help you make it happen
Creating privacy can be tricky if your neighbours are close by. See how you can keep prying eyes out.
Avoid common home-loan traps to learn which home-loan is right for you.
White-label loans are much more than just a price-competitive product, but also focus on flexibility, service and quality.
‘White-label’ loans are rapidly growing in popularity in the mortgage market – but what exactly are they, and why might they benefit you?
When you’re house hunting, it’s easy to get distracted by aesthetics. This checklist will help you focus on what’s really important at a property inspection.
You’ve won the auction – now what happens? We take you through the next steps.
Feel confident on auction day with these winning auction strategies.
Refinancing can seem overwhelming, but you don’t have to do it alone. Brokers are well positioned to work with lenders to help you through the process.
It doesn’t take much to inject some style and energy into your apartment, and you don’t need a huge budget, either.
There are lots of things to consider when removing a tree from your property. Read on to find out the risks and how to avoid them.
We look at some important things to consider when managing your mortgage during a relationship breakdown.
Removing asbestos from your property is a job best left to qualified professionals. But there are steps you can take to identify problems before the asbestos presents any danger
Your garden is the first thing a potential buyer will see, so it’s important to make a good first impression. Here are some handy tips for creating a landscape that wows.
Concrete driveways and paths can crack – that’s a concrete fact. The good news is, there are ways to get them looking fresh and new again.
You don’t want your investment property sitting vacant. Giving renters what they want will keep your property occupied, and it doesn’t have to be as hard – or expensive – as you think.
Governments across Australia provide a range of rebates and assistance for energy-saving homes. Find out how your investment property can qualify.
Just bought your new home? Now comes the fun part – shopping for homewares. Let us help you find the best websites to create your home sweet home.
Are you trying to work out the best way to structure your loan? Here’s a quick explanation of fixed, variable and split-rate mortgages.
It’s fun scouting around for the perfect investment property, but you’ll want to find more than a nice-looking house. So what you should look for when you’re choosing the location for your investment property?
Here are some useful tips on the best areas of your place to renovate.
Trying to decide whether or not to manage your own investment property? Here are the pros and cons.
Renovation sites can look like big playgrounds to kids. Here’s how to keep children out of worksite trouble.
Auctions don’t need to be overly stressful, especially if you’ve done your homework. With the right planning and preparation, you could be a proud home owner in no time.
If you’ve searched the usual real estate websites but haven’t found the right property, try these alternative househunting strategies.
Many people are tempted to DIY – especially when they realise the costs involved. However, some jobs are best left to the professionals, even if they come with a higher price tag.
Everyone dreams of paying off their home loan sooner. Here’s how.
Confused about all the different home loans out there? This guide takes you through the main options.
The home improvement process can be challenging for experienced renovators, let alone first-timers. You can make the process smoother if you avoid these common mistakes.
Having pre-approval for a home loan allows you to confidently begin the property-buying process. Find out what’s involved.
A mortgage is a big commitment – and so is a baby. When you’re preparing to take on both at the same time, it’s a good idea to look at the whole picture and crunch your numbers.
Like many parents, you’re probably keen for your child to get into the property market. Here are some ways you can help them do it.
Instilling good financial sense in your children can go a long way to setting them up for a financially sound adulthood. Read on for some tips on how to do this.
Is bigger always better when it comes to home loans? We look at some of the features of non-bank lenders, an alternative to mainstream lenders.
Confused about the ins and outs of refinancing? This helpful guide gives you an overview of the process.
Have you ever thought about who’s responsible for insuring a property for the period between signing the contract and settlement? We break down the basics.
Looking to enter the property market? Buying a property with a friend or family member can be a solution, but there are potential pitfalls. We explore the pros and cons so you can be sure it’s the right option for you.
Before you start looking at properties, it’s important to have a thorough understanding of your borrowing limits and your financial situation. We show you how to differentiate between what you can borrow and what you should borrow, and how to build a realistic budget.
Refinancing can save you money on your mortgage, but it may not be right for everyone. Here are the three questions you need to ask yourself before you decide.
Deciding to renovate your home can be exciting, but figuring out how to pay for it? Not so much. Here’s a practical guide to your options when it comes to borrowing money for renovations.
It’s easy to follow your heart rather than your head when it comes to property. We help you avoid buyer’s regret with four things to look for when you’re inspecting your perfect home.
If your children are thinking about buying their first home, make sure they know about the First Home Owner Grant, and any other government assistance that’s available.
Brokers are a wonderful asset when it comes to saving money on your home loan. But you have to do the hard yards as well. Keeping on top of your finances can be as easy as downloading an app.
If it’s time to sell your home and you’re unsure of your rights, here are a few tips that may help you understand where you stand.
Whether you’re affected by fluctuating interest rates or or by a change in your personal circumstances, the pressure of maintaining regular mortgage loan repayments can be overwhelming at times. Here is some information to help you understand the available alternatives.
If you’re buying an investment property, remember you’re in it for the long haul. In order to get the best return, there are several things you need to consider before signing on the dotted line.
Check out these great apps to help you locate, renovate and decorate your next home.